WELCOME TO

Member Health Care Plans

Exclusive Gateway to
Cost-Effective Health Care Plans
for Smart Finance
Individual 1099 Contractors

Small Business Agency Cooperative, Inc. (SB/A CoOp), offers solopreneurs and 1099 self-employed contractors access to the same great features and benefits that larger employer groups are accustomed to.

Under the compliance guidelines of ERISA, SB/A CoOp accommodates 1099 and W2 groups of one or two into the SB/A Core Health and Freedom ICON health care plans. Independent Affiliate Members of the SB/A CoOp Inc., may acquire Membership as a 1099 contractor or W2 employer upon completing the appropriate SB/A CoOp membership, Affiliate Agreement, and W9.

Affordable and robust, the ACA-qualified, ERISA-compliant group health care plans contain comprehensive benefits that will keep you and your family safe and confident. Manage your health care costs the same as large employer groups do with cutting-edge health care solutions from SB/A CoOp.

  • “SB/A Core Health Plans” provide coverage with annual maximums that reset each anniversary.
  • “Freedom ICON Plans” cover primary, specialist, and emergency care services, generic prescriptions, Inpatient and Outpatient surgeries, and professional services. Freedom ICON utilizes Teledoc Health telemedicine and co-pays to maximize savings.
  • The SB/A MEC plan (Minimum Essential Coverage) primarily covers preventative and wellness screenings as designed by the Affordable Care Act.

The Independent Affiliate enrollment packet documents can be accessed on this website. The Affiliate Enrollment Packet is easy to complete and choose your preferred health care plan. Sign and submit with DocuSign.

How to Enroll

How to get started – Complete and submit the Independent Affiliate Enrollment Packet with DocuSign. Inside the packet, you will find the health care plan selections. Click the enrollment application button below.

  1. The applicant completes the SB/A CoOp Membership Agreement and becomes a member of the SB/A CoOp with no fees required.
  2. The applicant completes the Independent Affiliate Agreement for Smart Finance affiliation. Your 1099 affiliation is immediately approved.
  3. Select ONE plan only on the enrollment application.
  4. Complete the IRS W9 form and ACH banking information.
  5. After clicking FINISH, an email response from DocuSign will be sent to you.
  6. In two weeks, the affiliate will receive a welcome package and instructions plus the member’s medical ID via email.